Which tax year does this Swedish calculator use?

It uses 2026 by default, the current tax year. You can also choose 2025.

What is the top rate of income tax in Sweden?

In 2026, national income tax of 20% applies to taxable income over SEK 643,000, on top of municipal tax of up to 35.65%.

Can I compare Sweden with another country?

Yes. The take-home pay calculator shows up to three countries side by side on the same package, with amounts converted at ECB reference rates.

Sweden calculator 2026 – World Take Home

Your package

All amounts before tax

Currency

Base salary

SEK

Annual bonus

SEK

Pension (% of salary)

Pay period shown

Sweden

Annual · SEKTax-resident

Municipality

Where you were registered as living on 1 November of the year before. It sets your municipal tax and burial fee.

Expert tax relief (expertskatt)25% of pay is exempt from income tax for up to seven years. For non-Swedish citizens who haven't lived in Sweden in the previous five calendar years. Apply within three months of starting work.

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How tax works in Sweden

Municipal income tax is set by each municipality and its region, at 28.93% to 35.65% (32.38% on average). It's charged on taxable income. Taxable income is pay less a basic allowance that depends on income. National income tax of 20% is added on taxable income above SEK 643,000. An earned income credit and an earned income tax reduction (up to SEK 1,500) then lower municipal tax.

Employees pay a general pension contribution of 7% of pay (up to a ceiling). A tax credit gives it back.

Employees with an occupational pension usually can't deduct their own pension saving. The main tax-advantaged route is salary exchange agreed with the employer, which reduces pay before tax.

Everyone pays a burial fee (set by the municipality) and a public service fee of 1% of taxable income (up to a ceiling).

Foreign experts, researchers and key staff, and those paid above a set level, can apply for expert tax relief. It exempts 25% of pay from income tax for up to seven years.

The tax year is the calendar year. Employers withhold preliminary tax from pay. Tax returns are due by 2 May of the following year. Any tax still owed is due about 90 days after the final tax decision.

Sweden income tax rates 2026

Charged on: Taxable earned income. This is national income tax; municipal tax comes on top.
Income (SEK)	Rate
Up to 643,000	0%
Over 643,000	20%

Sweden pension contribution, fees and municipal tax rates 2026

Pension contribution and feesA tax credit gives back the pension contribution.
Contribution or fee	Charged on (SEK)	Rate
General pension contribution	Earned income: up to 673,038	7%
Public service fee	Taxable income: up to 118,428	1%
Burial fee	All taxable income	0.292%, Stockholm 0.07%, Tranås 0.285%

Municipal tax in ten large municipalitiesTotal rate on taxable income, including the region's share. The calculator has all of them.
Municipality	Rate
Göteborg	32.6%
Helsingborg	31.39%
Jönköping	33.4%
Linköping	31.75%
Malmö	32.42%
Stockholm	30.55%
Umeå	34.65%
Uppsala	32.85%
Västerås	31.24%
Örebro	33.65%

Frequently asked questions

Which tax year does this Swedish calculator use?: It uses 2026 by default, the current tax year. You can also choose 2025.
What is the top rate of income tax in Sweden?: In 2026, national income tax of 20% applies to taxable income over SEK 643,000, on top of municipal tax of up to 35.65%.
Can I compare Sweden with another country?: Yes. The take-home pay calculator shows up to three countries side by side on the same package, with amounts converted at ECB reference rates.

Your package

How tax works in Sweden

Sweden income tax rates 2026

Sweden pension contribution, fees and municipal tax rates 2026

Frequently asked questions

Useful links