AustraliaAnnual · AUDTax-resident
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AustraliaHow tax works in Australia
Residents pay no income tax on the first A$18,200 of taxable income, then rates from 15% to 45%. The low income tax offset takes up to A$700 off the tax of people on lower incomes.
Most people also pay the 2% Medicare levy, which phases in above a low-income threshold. Without private hospital cover, higher earners pay the Medicare levy surcharge as well, at 1% to 1.5%.
Employers pay the super guarantee, 12% of salary, on top of pay. Salary-sacrificed super reduces taxable income, up to the A$32,500 concessional cap, which also counts the employer's contributions.
Australia income tax rates 2026–27
| Income (AUD) | Rate |
|---|---|
| Up to 18,200 | 0% |
| 18,201 – 45,000 | 15% |
| 45,001 – 135,000 | 30% |
| 135,001 – 190,000 | 37% |
| Over 190,000 | 45% |
Australia Medicare levy rates 2026–27
| Taxable income (AUD) | Levy |
|---|---|
| Up to 28,011 | None |
| 28,012 – 35,013 | 10% of income over A$28,011 |
| Over 35,013 | 2% of all taxable income |
| Income for MLS purposes (AUD) | Rate |
|---|---|
| Up to 105,000 | 0% |
| 105,001 – 123,000 | 1% |
| 123,001 – 164,000 | 1.25% |
| Over 164,000 | 1.5% |
Frequently asked questions
- Which tax year does this Australian calculator use?
- It uses 2026–27 by default, the latest year with published rates. You can also choose 2025–26 or 2024–25.
- What is the top rate of income tax in Australia?
- In 2026–27, the top rate is 45%, on taxable income over A$190,000.
- Can I compare Australia with another country?
- Yes. The take-home pay calculator shows up to three countries side by side on the same package, with amounts converted at ECB reference rates.
Useful links
Notes for 2026–27
- The 2026–27 Medicare levy low-income threshold isn't published yet; the 2025–26 figure is used.