World Take Home

Singapore calculator

Work out income tax and take-home pay in Singapore, using the official published rates.

Illustrative estimates only, not tax advice. Read the disclaimer

Your package

All amounts before tax
Currency
SGD
SGD
%

Singapore

Annual · SGDTax-resident

Sets the earned income relief and CPF rate.

Calculating…

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How tax works in Singapore

Tax residents pay income tax on chargeable income (employment income less reliefs), at progressive rates from 0% to 24%. The reliefs covered here are earned income relief, which rises with age, and relief for CPF and SRS contributions, all within the S$80,000 overall cap on personal reliefs.

Citizens, and permanent residents from their third year, pay employee CPF contributions of up to 20% of wages, on ordinary wages up to S$8,000 a month and total wages up to S$102,000 a year. Foreigners working in Singapore don't pay CPF until they are granted permanent resident status.

The pension input is treated as voluntary Supplementary Retirement Scheme (SRS) contributions, which are deductible up to S$35,700 a year for foreigners and S$15,300 for citizens and permanent residents.

Singapore income tax rates YA2027

Charged on: Chargeable income
Income (SGD)Rate
Up to 20,0000%
20,001 – 30,0002%
30,001 – 40,0003.5%
40,001 – 80,0007%
80,001 – 120,00011.5%
120,001 – 160,00015%
160,001 – 200,00018%
200,001 – 240,00019%
240,001 – 280,00019.5%
280,001 – 320,00020%
320,001 – 500,00022%
500,001 – 1,000,00023%
Over 1,000,00024%

Singapore CPF rates YA2027

Employee contributions for citizens, and PRs from their third year (foreigners don't pay CPF). They're charged on monthly wages up to the S$8,000 Ordinary Wage ceiling, plus bonuses, up to S$102,000 of wages a year. Wages of S$750 a month or less pay a lower, graduated share, and none at S$500 or less.
AgeEmployee rate
Under 5520%
55 to 5918%
60 to 6412.5%
65 to 697.5%
70 or over5%

Frequently asked questions

Which tax year does this Singaporean calculator use?
It uses YA2027 by default, the latest year with published rates. You can also choose YA2026 or YA2025.
What is the top rate of income tax in Singapore?
In YA2027, the top rate is 24%, on chargeable income over S$1,000,000.
Can I compare Singapore with another country?
Yes. The take-home pay calculator shows up to three countries side by side on the same package, with amounts converted at ECB reference rates.

Useful links

Notes for YA2027

  • YA2027 covers income earned in 2026.
  • YA2027 rates assume no change from YA2026; no personal tax rebate has been announced.